FundzKnowledge Base
Signals

Benefit Plans in Play

Recently funded companies whose Form 5500 filing names their plan, their headcount — and the incumbent carrier you'd be displacing.

What the signal is

Every U.S. company that sponsors a retirement or welfare benefit plan files a Form 5500 with the Department of Labor. Fundz ingests the full filing corpus (over a million filings a year), matches plan sponsors to companies in the Fundz graph, and cross-references them with verified funding events. The result: companies that raised in the last 24 months and have a benefit plan on record — with the filing's participant count, plan-year renewal timing, and (for larger plans) the incumbent insurance carrier and broker commissions from Schedule A.

Why funded + filed is the moment

Fresh capital

Post-raise companies upgrade benefits to compete for talent — budget exists and the mandate is growth.

Outgrowing their plan

We compare current headcount against the participant count they filed with. A company at 2× its filed plan size is running on benefits sized for the company it used to be.

Renewal timing

Plans re-shop near plan-year end. Each company shows its next renewal window, so outreach lands when a decision is actually open.

Named incumbent

Schedule A names the current carrier and what the incumbent broker earns — you know exactly who and what you're displacing before the first call.

Where to find it

Filter Companies in Motion (app.fundz.net/companies) by the Benefit Plans in Play chip — score-ranked, re-scored daily, with every drawer filter available. Or ask by voice or command bar: “whose benefit plans are up for renewal?”

Each company's profile carries a Benefit Plans (Form 5500) panel — the plan list with participant counts, the next renewal window, the insurance carrier, and the incumbent broker of record with commissions. For the push side, click “Email me new entries daily” in the chip's explainer: one email after the morning re-score, only on days new companies enter the cohort. Drafting outreach with SmartSend automatically leads with the renewal date and incumbent carrier.

Who it's for: benefits brokers and consultants, 401(k)/retirement-plan advisors, PEOs, payroll and HR-tech sellers — plus RIAs prospecting plan sponsors. Benefit Plans in Play is a Strategic-tier feature — see fundz.net/pricing.