Every group plan you'll ever win is currently someone else's client. Fundz cross-references Form 5500 filings with live funding and hiring signals — so you see the renewal window, the headcount the plan has outgrown, the incumbent carrier, and what the current broker of record is paid. Before the first call.
Most brokers prospect from a static 5500 extract: bought annually, sorted by participant count, cold-called top-down. But inertia is the strongest carrier in the market — outside the window when a decision is actually open, the incumbent wins by default. The whole game is timing: the renewal approaching, the funding round that reset the benefits budget, the headcount ramp that broke the plan's economics, the new CFO re-justifying every vendor line.
You call 40 names off last year's extract. Thirty-eight renewed with their incumbent months ago. One asks how you got their number. “Who's your current broker?” is your opening question — because the list couldn't tell you.
“We just renewed. Call back next year.”
Fundz flags a company that raised $30M eight months ago, doubled past the 110 participants it filed with, and has a plan year ending in 90 days — with the incumbent carrier and the current broker's commissions named from Schedule A. Your first email leads with the renewal date and a benchmark.
“Good timing — we were just saying the plan doesn't fit anymore.”
Built on the full DOL Form 5500 corpus — over a million filings a year — fused with the funding, hiring, and executive-move signals only Fundz tracks alongside it. Re-scored every morning.
Same public record. Completely different question answered: not who filed — whose decision is open now.
The displacement motion: renewal timing + the incumbent carrier + the current broker's Schedule A commissions, on every funded prospect. Open with the benchmark, not "who's your broker?"
Run the pair: undersized 401(k)s at funded sponsors (plan advisory) + executives in motion with stranded accounts (rollovers). The same raise creates both prospects.
Fresh capital + headcount ramping past the filed plan = benefits infrastructure breaking. That's your qualified-account definition, refreshed every morning.
A 20-minute setup, the daily workflow, outreach templates anchored on renewal dates and participant gaps, and the mistakes to avoid — written for this persona specifically.
The Form 5500 product line — Benefit Plans in Play, Money in Motion, and the Broker Directory — lives on Strategic.
The signal engine + daily leads + outreach
Everything in Pro + the Form 5500 product line
Every Form 5500 names a plan, its renewal cadence, and — on Schedule A — the incumbent carrier and what the current broker is paid. Anyone can buy the extract. What no extract can tell you is that the sponsor also raised capital eight months ago and doubled headcount past the plan it filed — the forces that turn a renewal from a rubber stamp into an open decision.
1M+ filings ingested yearly. Verified funding events. Live hiring signals. Cross-referenced and re-scored every morning — that fusion is what you can't build from a CSV.
Renewal windows with dates on them. Incumbents named before the first call. New prospects in your inbox the morning they qualify. See the live data free — no account required.