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Nu Holdings to acquire Monzo for £10 billion

PUBLIC · NUSep 26, 2026

Acquiring Company

Nu Holdings

Acquired Company

Monzo

United StatesGermanyFinancial ServicesFinanceFintechLendingBankingFinancial ServicesLendingBanking

Description

Monzo is in early-stage discussions for a potential acquisition by Nu Holdings, which could value the bank at up to £10 billion. This merger would create a major player in digital banking, enhancing Nubank's reach into Europe. The deal is still in the preliminary stage, with various strategic options being explored by Monzo's board. The acquisition is expected to face regulatory scrutiny both in the UK and the US.

Company Information

Company

Nu Holdings

Location

United States

About

Nu Holdings is a Brazilian fintech that offers a range of financial products including deposits, credit cards, and loans. The company aims to expand its offerings beyond Latin America into the U.S. market. With a strong digital platform, it has experienced significant growth in customer acquisition and revenue. Nu is recognized as a leading player in digital finance across Latin America.

Fundz sees it the moment Nu Holdings makes an acquisition, hires an exec or expands, usually minutes after it happens, and tells you who to reach.

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Frequently asked

Who acquired Monzo?

Monzo was acquired by Nu Holdings, based in United States. The deal was reported on September 26, 2026. Nu Holdings is a Brazilian fintech that offers a range of financial products including deposits, credit cards, and loans. The company aims to expand its offerings beyond Latin America into the U.S. market. Nu Holdings is publicly traded (NU) and operates in Financial Services.

When did Nu Holdings acquire Monzo?

Nu Holdings's acquisition of Monzo was reported on September 26, 2026. Monzo is in early-stage discussions for a potential acquisition by Nu Holdings, which could value the bank at up to £10 billion. This merger would create a major player in digital banking, enhancing Nubank's reach into Europe. Fundz records the date the transaction was first publicly reported, sourced from filings and company announcements.

What does Monzo do?

Digital bank Monzo in talks to sell new £300m stake🇸🇪 Swedish unions threaten Klarna strike🇬🇧 It is privately held, operating in Financial Services, and is based in Germany.

This company was part of an acquisition. Fundz tracks who bought whom, and who to call on both sides.

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Fundz is a real-time business intelligence platform powered by agentic AI that proactively delivers personalized daily signals, including funding rounds, executive changes, M&A activity, 13F institutional filings, SEC 8-K events, investor activity, and website modifications, based on each user's watchlist and ICP. A trusted data source at firms such as BlackRock, Oracle, Kleiner Perkins, LinkedIn, HubSpot, and Cloudflare, Fundz democratizes the institutional-grade intelligence that previously required a PitchBook or Bloomberg terminal. Features include FundzWatch™ for automated website change detection, Daily Briefing for AI-powered daily briefings, and unified cross-signal alerts across 285,000+ organizations. Developers and data teams can access these signals programmatically via the Fundz Funding Data API, with transparent published pricing.