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Lending infra startup Roopya raises Rs 4 crore in seed funding led by IPV to scale its lending infrastructure and expand finance capabilities.

PRIVATEFeb 20, 2026

Amount Raised

₹40 Million

Round Type

Seed

Financial ServicesFinanceFintechCryptocurrencyLendingSaaS

Investors

Inflection Point Ventures

Description

SaaS-based lending infrastructure platform Roopya has raised Rs 4 crore in a seed funding round led by Inflection Point Ventures (IPV). The company will use the funds to scale its lending infrastructure and expand embedded finance capabilities. Founded by Sudipta Kumar Ghosh and Raman Vig, Roopya offers a no-code, AI-powered Lending-as-a-Service stack. The platform supports over 20 lenders that collectively process more than 30,000 loans per month.

Quick answer

Roopya raised ₹40 Million in a Seed round, dated February 20, 2026. Investors: Inflection Point Ventures.

How much did Roopya raise?
Roopya raised ₹40 Million in a Seed round on February 20, 2026.
Who invested in Roopya?
Inflection Point Ventures is named as investors in this round.
What does Roopya do?
Roopya is a SaaS-based startup focused on revolutionizing how financial institutions process credit through its no-code, AI-powered lending stack.
Who are the decision-makers at Roopya?
Fundz holds 1 contact at Roopya, including the Co-Founder, Leading Product and Technology. Names and contact details are shown to Fundz members.

Source: Fundz verified event record.

Who else raised in Financial Services and Finance around the same time

Companies in the same sectors as Roopya that raised within 45 days of this round, from Fundz verified event records.

  • Valinor Digital raised $25M (Seed) on March 31, 2026.
  • Galdera Labs raised $1.7M (Pre-Seed) on March 27, 2026.
  • PIMCO Asset-Based Lending Company raised $880K (Seed) on April 1, 2026.
  • Uncia raised $3M (Seed) on March 27, 2026.
  • Zalos raised $3.6M (Seed) on March 24, 2026.
  • Chaince Digital Holdings raised $5M (Post-IPO Equity) on March 19, 2026.

Who to call at Roopya, and when

A new round usually means Roopya is about to hire and buy. The teams that reach out first get the meeting.

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Company Information

Company

Roopya

About

Roopya is a SaaS-based startup focused on revolutionizing how financial institutions process credit through its no-code, AI-powered lending stack. It offers India's first fully automated Loan Origination System (LOS) designed to streamline the lending process, enabling institutions to launch customized loan products rapidly. Founded in 2022, Roopya is recognized for its advanced platform that facilitates seamless access to credit while ensuring compliance with regulations.

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Related People

1 contact
Verified contactsSudipta, Co-Founder, Leading Product and Technol… hiddenSee plans and pricing
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Roopya raised. Fundz records a round at a median of 3.6 minutes from the SEC filing, with the decision-maker attached.

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