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Ratio raises $15.8M in a funding round led by Ashish Srimal to accelerate its AI Fintech product roadmap for B2B scale-ups.

PRIVATEApr 14, 2026

Amount Raised

$15.8 Million

Round Type

Funding Round

San MateoFinancial ServicesSoftwareArtificial IntelligenceMarketplaceFintechSaaSB2B

Investors

Ashish Srimal

Description

Ratio, based in San Francisco, CA, closed a $15.8M venture financing round to enhance its AI agents. This funding aims to support the company's product roadmap, improving cash flow for B2B technology companies. Ratio reported 349% year-over-year ARR growth in 2025, following significant growth in previous years. The announcement coincides with the rollout of Ratio’s AI Proposal Agent, currently in beta.

Quick answer

Ratio raised $15.8 Million in a Funding Round round, dated April 14, 2026. Investors: Ashish Srimal. Ratio is based in San Mateo, California, United States.

How much did Ratio raise?
Ratio raised $15.8 Million in a Funding Round round on April 14, 2026.
Who invested in Ratio?
Ashish Srimal is named as investors in this round.
What does Ratio do?
Ratio is a new kind of FinTech which combines payments, pricing, financing and checkout into one platform.
Where is Ratio based and how big is it?
Ratio is based in San Mateo, California, United States. Fundz records about 45 employees.
Who are the decision-makers at Ratio?
Fundz holds 3 contacts at Ratio, including the Founder & CEO. Names and contact details are shown to Fundz members.

Source: Fundz verified event record.

Who else raised in Financial Services and Marketplace around the same time

Companies in the same sectors as Ratio that raised within 45 days of this round, from Fundz verified event records.

  • Bunch raised $35M (Series B) on May 19, 2026.
  • Comfi raised $65M (Pre-Series A) on April 28, 2026.
  • Quillon raised $1.5M (Pre-Seed) on April 24, 2026.
  • Numos raised $4.3M (Seed) on April 2, 2026.
  • Cleavr raised $1.1M (Seed) on March 20, 2026.
  • Kudwa raised $1.1M (Seed) on March 17, 2026.

Who to call at Ratio, and when

A new round usually means Ratio is about to hire and buy. The teams that reach out first get the meeting.

  • An alert the day Ratio raises, hires an executive or expands, scored against what you sell
  • The decision-makers there, with verified emails
  • Who you already know at Ratio, from your own LinkedIn network

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Company Information

Company

Ratio

Location

Sveavägen

San Mateo, California, United States

About

Ratio is a new kind of FinTech which combines payments, pricing, financing and checkout into one platform. We are reinventing the way that recurring revenue businesses, starting with SaaS companies, accelerate sales and leverage capital to fuel growth. Ratio is democratizing how customers buy technology and how technology companies fund themselves by removing barriers to purchase and creating access to a new source of growth capital. Simultaneously, we are creating a new multi-trillion dollar fixed income asset class for investors. We currently offer two products to serve this market: a) Ratio Boost - A fully integrated buy-now-pay-later (BNPL) payment and checkout product for SaaS and recurring revenue companies. Your customers are offered ultimate payment flexibility and a frictionless buying experience, while you still get paid upfront for each customer contract without discount or dilution. b) Ratio Trade - A non-dilutive upfront capital solution for high growth SaaS and recurring revenue companies backed by their portfolio of contracts. No need for companies to discount or dilute for growth or working capital. No restrictive covenants and access to capital in days not months.

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Fundz sees it the moment Ratio raises, hires an exec or expands, usually minutes after it happens, and tells you who to reach.

Related People

3 contacts
Verified contactsAshish S., Founder & CEO hidden hidden hiddenSee plans and pricing
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Ratio raised. Fundz records a round at a median of 3.6 minutes from the SEC filing, with the decision-maker attached.

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