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Pay2o raises ¥170M in a Seed round led by XTech Ventures Inc. to scale its operations and expand partnerships.

PRIVATENov 05, 2026

Amount Raised

¥170 Million

Round Type

Seed

JapanFinancial ServicesFintech

Investors

Plaid Inc.Mizuho Capital Co., Ltd.XTech Ventures Inc.

Description

Pay2o, a fintech startup located in Chuo-ku, Tokyo, has successfully raised ¥170 million in a seed round. The funding will be used to expand its presence among major businesses and strengthen recruitment efforts. Notable investors participating include XTech Ventures Inc., Mizuho Capital Co., Ltd., and Plaid Inc. Founded in 2024, Pay2o specializes in payment services for monthly tuition and membership fees.

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Company Information

Company

Pay2o

Location

Japan

About

Pay2o is a fintech startup located in Chuo-ku, Tokyo that provides a payment service specialized for monthly tuition and membership fees. Founded in 2024 by Ryosuke Sekine, the company allows users to pay directly from their bank accounts using smartphones. They aim to automate billing, reduce collection costs, and enhance security with phishing-resistant features, all at competitive fees. The recently raised funds will help expand their operations and partnerships.

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Pay2o raised. Fundz records a round at a median of 3.6 minutes from the SEC filing, with the decision-maker attached.

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