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OpenReserve secures $25M seed round led by a16z crypto to build a blockchain-native 24/7 bank with OCC charter approval.

PRIVATESep 04, 2026•4 days ago

Amount Raised

$25 Million

Round Type

Seed

Financial ServicesBlockchainCryptocurrencyLendingBanking

Investors

Aaf ManagementQuonaClocktowerCoinbase VenturesAcrewJump CapitalA16z Crypto

Description

OpenReserve, founded by ex-MoneyLion executives, raised a $25 million seed round led by a16z crypto to build a federally licensed, blockchain-native bank operating 24/7. The company received preliminary OCC approval for a national bank charter and is pursuing FDIC insurance. Investors include Jump Capital, Acrew, Coinbase Ventures, Clocktower, Quona, and AAF Management. OpenReserve plans to issue its own regulated stablecoin and tokenize deposits for instant on-chain settlement.

Company Information

Company

OpenReserve

About

OpenReserve is a blockchain-native banking startup founded by ex-MoneyLion executives that has received preliminary OCC approval for a national bank charter. The company is building a federally licensed bank that operates 24/7 on blockchain rails, offering digital-asset services alongside traditional banking capabilities. OpenReserve plans to issue its own regulated stablecoin, tokenize deposits for instant on-chain settlement, and accept other stablecoins as collateral. The firm positions itself as a dollar infrastructure provider for businesses needing access to USD, fiat, stablecoin, and Treasury capabilities.

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