Fundz

Onsetto raises $2.2M in Seed funding led by EJF Ventures to enhance its fintech platform for banks and credit unions.

PRIVATEJan 09, 2026

Amount Raised

$2.2 Million

Round Type

Seed

MinneapolisArtificial IntelligenceFinanceFintech

Investors

Idea Fund Of La CrosseThe Perch FundDaren CotterBobby AstrupEjf Ventures

Description

Onsetto, a Minneapolis-based fintech provider, secured $2.2M in Seed funding. The round was led by EJF Ventures, with additional participation from Idea Fund of La Crosse and others. The funds will support product development, particularly AI capabilities for financial processes. Founded by Cale Johnston, Onsetto focuses on automating business account switching.

Quick answer

Onsetto raised $2.2 Million in a Seed round, dated January 9, 2026. Investors: Idea Fund Of La Crosse, The Perch Fund, Daren Cotter, Bobby Astrup and Ejf Ventures. Onsetto is based in Minneapolis, Minnesota, United States.

How much did Onsetto raise?
Onsetto raised $2.2 Million in a Seed round on January 9, 2026.
Who invested in Onsetto?
Idea Fund Of La Crosse, The Perch Fund, Daren Cotter, Bobby Astrup and Ejf Ventures are named as investors in this round.
What does Onsetto do?
Onsetto is an AI-powered, white-label platform for financial institutions that simplifies business account switching and accelerates commercial deposit growth.
Where is Onsetto based and how big is it?
Onsetto is based in Minneapolis, Minnesota, United States. Fundz records about 10 employees.
Who are the decision-makers at Onsetto?
Fundz holds 1 contact at Onsetto. Names and contact details are shown to Fundz members.

Source: Fundz verified event record.

Who else raised in Finance and Fintech around the same time

Companies in the same sectors as Onsetto that raised within 45 days of this round, from Fundz verified event records.

  • Otto Money raised $1.3M (Pre-Seed) on February 16, 2026.
  • Bandosubito raised $2.4M (Seed) on February 9, 2026.
  • Sapiom raised $15M (Seed) on February 6, 2026.
  • Ledgerowl raised an undisclosed amount (Funding Round) on February 6, 2026.
  • Fintower raised $1.8M (Seed) on February 5, 2026.
  • Allocation Strategy raised $2.1M (Seed) on January 23, 2026.

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Company Information

Company

Onsetto

Location

Minneapolis, Minnesota, United States

About

Onsetto is an AI-powered, white-label platform for financial institutions that simplifies business account switching and accelerates commercial deposit growth. Designed to remove friction from commercial account transitions, Onsetto enables businesses to seamlessly move funds, switch payments, and transition their entire banking relationship with ease. At the core of the platform is an AI Switch Agent provided for every new commercial account, which intelligently identifies and migrates accounts payable, receivable, and payroll systems, while also supporting proper closure of the previous account when desired. Onsetto’s collaborative workflow allows businesses to assign roles, permissions, and tasks across teams, making the switching process transparent, trackable, and efficient.

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Onsetto raised. Fundz records a round at a median of 3.6 minutes from the SEC filing, with the decision-maker attached.

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