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Mal raises $230M seed to build AI-native Islamic bank from Abu Dhabi, marking the largest fintech seed in MENA.
Amount Raised
$230 Million
Round Type
Seed
Abu DhabiFinancial ServicesArtificial IntelligenceFintechLendingBankingMachine LearningDescription
Mal, an Abu Dhabi-based fintech founded in 2025, has closed a $230 million seed round, described as the largest publicly announced fintech seed investment in the Middle East and Africa. The company has received in-principle approval from the Central Bank of the UAE to establish a licensed bank, transitioning from a technology proposition to a regulated financial institution. Mal is building an AI-native banking platform with embedded artificial intelligence in core architecture, offering global accounts, personal finance tools, lifestyle financing, and SME solutions. The platform is designed around Islamic financial principles as a core design philosophy rather than product-level compliance.
Fundz sees it the moment Mal raises, hires an exec or expands, usually minutes after it happens, and tells you who to reach.
Mal raised. Fundz records a round at a median of 3.6 minutes from the SEC filing, with the decision-maker attached.
145 of these a day, filtered to the companies you pick, with the decision-maker attached.
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