Credit risk automation platform Kaaj raises $3.8M seed from Kindred Ventures to streamline loan underwriting processes.
Amount Raised
$3.8 Million
Round Type
Seed
San FranciscoFinanceFintechLendingInvestors
Description
Kaaj has successfully closed a $3.8 million seed funding round led by Kindred Ventures and Better Tomorrow Ventures. The company specializes in automating credit risk analysis, significantly reducing the time required for underwriting from days to minutes. Founded by Shivi Sharma and Utsav Shah, Kaaj aims to improve access to lending for small business owners. With over $5 billion in processed loan applications, Kaaj is poised to transform the credit assessment landscape.
Quick answer
Kaaj raised $3.8 Million in a Seed round, dated November 19, 2025. Investors: Kindred Ventures and Better Tomorrow Ventures. Kaaj is based in San Francisco, California, United States.
- How much did Kaaj raise?
- Kaaj raised $3.8 Million in a Seed round on November 19, 2025.
- Who invested in Kaaj?
- Kindred Ventures and Better Tomorrow Ventures are named as investors in this round.
- What does Kaaj do?
- Kaaj is an agentic AI platform that helps lenders and brokers close more small business loans by analyzing end-to-end loan packages and producing decision-ready insights.
- Where is Kaaj based and how big is it?
- Kaaj is based in San Francisco, California, United States. Fundz records about 7 employees.
- Who are the decision-makers at Kaaj?
- Fundz holds 2 contacts at Kaaj, including the Founding Engineer. Names and contact details are shown to Fundz members.
Source: Fundz verified event record.
Who else raised in Finance and Fintech around the same time
Companies in the same sectors as Kaaj that raised within 45 days of this round, from Fundz verified event records.
- Platinum Credit Uganda raised $4M (Debt Financing) on December 22, 2025.
- Lumin Digital raised $25M on December 19, 2025.
- Olea Global raised $30M (Series A) on December 16, 2025.
- Thread Bank raised $31M (Funding Round) on December 16, 2025.
- Tonik raised $12M (Series C) on December 4, 2025.
- Digital Asset Acquisition raised $50M (Funding Round) on December 4, 2025.
Who to call at Kaaj, and when
A new round usually means Kaaj is about to hire and buy. The teams that reach out first get the meeting.
- An alert the day Kaaj raises, hires an executive or expands, scored against what you sell
- The decision-makers there, with verified emails
- Who you already know at Kaaj, from your own LinkedIn network
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Related People
Kaaj raised. Fundz records a round at a median of 3.6 minutes from the SEC filing, with the decision-maker attached.
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