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GrailPay raises $6.7M Seed funding led by Construct Capital to enhance risk infrastructure in the $86T ACH payment market.

PRIVATEJun 11, 2025

Amount Raised

$6.7 Million

Round Type

Seed

New YorkFinanceFintech

Investors

Commerce VenturesBroadhaven VenturesSOMA CapitalConstruct Capital

Description

GrailPay secured $6.7M in Seed funding to develop risk management tools for ACH payments, a market worth over $86T. The funding was led by Construct Capital, with participation from Commerce Ventures and others. GrailPay’s platform aims to reduce fraud and improve transaction success rates. It currently supports risk tooling for over 10,000 businesses.

Quick answer

GrailPay raised $6.7 Million in a Seed round, dated June 11, 2025. Investors: Commerce Ventures, Broadhaven Ventures, SOMA Capital and Construct Capital. GrailPay is based in New York, New York, United States.

How much did GrailPay raise?
GrailPay raised $6.7 Million in a Seed round on June 11, 2025.
Who invested in GrailPay?
Commerce Ventures, Broadhaven Ventures, SOMA Capital and Construct Capital are named as investors in this round.
What does GrailPay do?
GrailPay is a risk and intelligence platform designed specifically for bank payments, focusing on reducing fraud and failed transactions in the ACH network.
Where is GrailPay based and how big is it?
GrailPay is based in New York, New York, United States. Fundz records about 14 employees.
Who are the decision-makers at GrailPay?
Fundz holds 1 contact at GrailPay. Names and contact details are shown to Fundz members.

Source: Fundz verified event record.

Who else raised in Finance and Fintech around the same time

Companies in the same sectors as GrailPay that raised within 45 days of this round, from Fundz verified event records.

  • Chocolate Finance raised $15M (Series A) on July 25, 2025.
  • House of Doge raised $15M (Series B) on July 24, 2025.
  • Synervest Group raised $4M (Series A) on July 23, 2025.
  • Credibur raised $2.2M (Pre-Seed) on July 23, 2025.
  • Quavo raised $300M on July 23, 2025.
  • Kapitus raised $250M (Funding Round) on July 22, 2025.

Who to call at GrailPay, and when

A new round usually means GrailPay is about to hire and buy. The teams that reach out first get the meeting.

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  • Who you already know at GrailPay, from your own LinkedIn network

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Company Information

Company

GrailPay

Location

New York, New York, United States

About

GrailPay is a risk and intelligence platform designed specifically for bank payments, focusing on reducing fraud and failed transactions in the ACH network. The platform provides tools for account validation, transaction monitoring, underwriting, and payment processing. By delivering real-time risk signals and predictive intelligence, GrailPay aims to modernize the ACH payment infrastructure, making it more efficient and reliable. They serve a diverse range of clients, including payment platforms, fintechs, and B2B software vendors.

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