GrailPay raises $6.7M Seed funding led by Construct Capital to enhance risk infrastructure in the $86T ACH payment market.

Jun 11, 2025•6 months ago

Amount Raised

$6.7 Million

Round Type

seed

New YorkFinanceFintech

Investors

Soma CapitalBroadhaven VenturesCommerce VenturesConstruct Capital

Description

GrailPay secured $6.7M in Seed funding to develop risk management tools for ACH payments, a market worth over $86T. The funding was led by Construct Capital, with participation from Commerce Ventures and others. GrailPay’s platform aims to reduce fraud and improve transaction success rates. It currently supports risk tooling for over 10,000 businesses.

Company Information

Company

GrailPay

Location

New York, New York, United States

About

GrailPay is a risk and intelligence platform designed specifically for bank payments, focusing on reducing fraud and failed transactions in the ACH network. The platform provides tools for account validation, transaction monitoring, underwriting, and payment processing. By delivering real-time risk signals and predictive intelligence, GrailPay aims to modernize the ACH payment infrastructure, making it more efficient and reliable. They serve a diverse range of clients, including payment platforms, fintechs, and B2B software vendors.

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