Chime raised $485 million in a Series F funding round, achieving a valuation of $14.5 billion, as it prepares to become IPO-ready within the next year.

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About

Chime is a financial technology company, not a bank, founded on the premise that basic banking services should be helpful, transparent, and fair. Chime aims to profit with consumers, and not from them and has a business model that doesn’t rely on consumer fees such as overdraft, monthly service, or minimum balance fees.