Cardtonic raises $2.1M in seed funding to build Pil, a B2B spend management platform, funded entirely by angel investors.
Amount Raised
$2.1 Million
Round Type
Seed
Description
Cardtonic, a Nigerian fintech startup, has raised $2.1 million in seed funding. The funds will be used to develop Pil, a B2B card spend management platform designed for companies. This shift marks Cardtonic's transition from consumer fintech to infrastructure. The round was fully funded by angel investors.
Quick answer
Cardtonic raised $2.1 Million in a Seed round, dated January 16, 2026. Cardtonic is based in Lagos, Lagos State, Nigeria.
- How much did Cardtonic raise?
- Cardtonic raised $2.1 Million in a Seed round on January 16, 2026.
- What does Cardtonic do?
- Cardtonic is a top fintech platform operating in Nigeria and Ghana, and headquartered in Lagos, Nigeria.
- Where is Cardtonic based and how big is it?
- Cardtonic is based in Lagos, Lagos State, Nigeria. Fundz records about 8 employees.
- Who are the decision-makers at Cardtonic?
- Fundz holds 1 contact at Cardtonic. Names and contact details are shown to Fundz members.
Source: Fundz verified event record.
Who else raised in Finance and Fintech around the same time
Companies in the same sectors as Cardtonic that raised within 45 days of this round, from Fundz verified event records.
- Metropolitan Bank Holding Corp raised $179M (Post-IPO Equity) on March 2, 2026.
- Lupiya raised $11M (Series A) on February 26, 2026.
- Prayaan Capital raised $12M (Series A) on February 26, 2026.
- Metropolitan Bank Holding Corp raised $2.1M (Post-IPO Equity) on February 26, 2026.
- Finanjo raised $165K (Pre-Seed) on February 25, 2026.
- t54 Labs raised $5M (Seed) on February 25, 2026.
Who to call at Cardtonic, and when
A new round usually means Cardtonic is about to hire and buy. The teams that reach out first get the meeting.
- An alert the day Cardtonic raises, hires an executive or expands, scored against what you sell
- The decision-makers there, with verified emails
- Who you already know at Cardtonic, from your own LinkedIn network
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Related People
Cardtonic raised. Fundz records a round at a median of 3.6 minutes from the SEC filing, with the decision-maker attached.
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