Fundz

Cardtonic raises $2.1M in seed funding to build Pil, a B2B spend management platform, funded entirely by angel investors.

PRIVATEJan 16, 2026

Amount Raised

$2.1 Million

Round Type

Seed

LagosFinanceFintech

Description

Cardtonic, a Nigerian fintech startup, has raised $2.1 million in seed funding. The funds will be used to develop Pil, a B2B card spend management platform designed for companies. This shift marks Cardtonic's transition from consumer fintech to infrastructure. The round was fully funded by angel investors.

Quick answer

Cardtonic raised $2.1 Million in a Seed round, dated January 16, 2026. Cardtonic is based in Lagos, Lagos State, Nigeria.

How much did Cardtonic raise?
Cardtonic raised $2.1 Million in a Seed round on January 16, 2026.
What does Cardtonic do?
Cardtonic is a top fintech platform operating in Nigeria and Ghana, and headquartered in Lagos, Nigeria.
Where is Cardtonic based and how big is it?
Cardtonic is based in Lagos, Lagos State, Nigeria. Fundz records about 8 employees.
Who are the decision-makers at Cardtonic?
Fundz holds 1 contact at Cardtonic. Names and contact details are shown to Fundz members.

Source: Fundz verified event record.

Who else raised in Finance and Fintech around the same time

Companies in the same sectors as Cardtonic that raised within 45 days of this round, from Fundz verified event records.

  • Metropolitan Bank Holding Corp raised $179M (Post-IPO Equity) on March 2, 2026.
  • Lupiya raised $11M (Series A) on February 26, 2026.
  • Prayaan Capital raised $12M (Series A) on February 26, 2026.
  • Metropolitan Bank Holding Corp raised $2.1M (Post-IPO Equity) on February 26, 2026.
  • Finanjo raised $165K (Pre-Seed) on February 25, 2026.
  • t54 Labs raised $5M (Seed) on February 25, 2026.

Who to call at Cardtonic, and when

A new round usually means Cardtonic is about to hire and buy. The teams that reach out first get the meeting.

  • An alert the day Cardtonic raises, hires an executive or expands, scored against what you sell
  • The decision-makers there, with verified emails
  • Who you already know at Cardtonic, from your own LinkedIn network

Works inside ChatGPT and Claude. Ask who to call at Cardtonic. With Fundz connected, it knows.

Watch Fundz in
See plan options
Trusted byOracleSnowflakeCloudflareLinkedInGoogleSalesforce 4.8/5 on G2

Company Information

Company

Cardtonic

Location

Lagos, Lagos State, Nigeria

About

Cardtonic is a top fintech platform operating in Nigeria and Ghana, and headquartered in Lagos, Nigeria. On Cardtonic, users enjoy seamless and discounted gift card trading, instant virtual dollar cards, easy bill payments, and new tech gadgets at discounted prices. Cardtonic is easily a one-stop-hub for digital payments.

AI made execution free. Knowing first is the whole game now.

Fundz sees it the moment Cardtonic raises, hires an exec or expands, usually minutes after it happens, and tells you who to reach.

Related People

1 contact
Predictive Intelligence
Strategic

ML-powered predictions for Cardtonic's next move

See what Strategic adds

Cardtonic raised. Fundz records a round at a median of 3.6 minutes from the SEC filing, with the decision-maker attached.

145 of these a day, filtered to the companies you pick, with the decision-maker attached.

5 screens from a live account. No signup.

Fundz is a real-time business intelligence platform powered by agentic AI that proactively delivers personalized daily signals, including funding rounds, executive changes, M&A activity, 13F institutional filings, SEC 8-K events, investor activity, and website modifications, based on each user's watchlist and ICP. A trusted data source at firms such as BlackRock, Oracle, Kleiner Perkins, LinkedIn, HubSpot, and Cloudflare, Fundz democratizes the institutional-grade intelligence that previously required a PitchBook or Bloomberg terminal. Features include Daily Briefing for AI-powered daily briefings, and unified cross-signal alerts across 281,000+ organizations. Developers and data teams can access these signals programmatically via the Fundz Funding Data API, with transparent published pricing.