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Lower acquires Acopia Home Loans for expansion

PRIVATEJan 14, 2026

Acquiring Company

Lower

Acquired Company

Acopia Home Loans

ColumbusGoodlettsvilleFinancial ServicesReal EstateFinanceLendingReal EstateFinanceFintech

Description

Lower Mortgage has acquired Acopia Home Loans, enhancing its regional presence and adding over $425 million in annual production. This acquisition follows Lower's rapid growth and aims to provide resources for Acopia's next growth phase. Acopia's team will continue to operate within Lower's Southeast division, reflecting a shared commitment to innovation and service.

Quick answer

Lower is acquiring Acopia Home Loans, announced January 14, 2026. Lower is based in Columbus, Ohio, United States.

How much did Lower pay for Acopia Home Loans?
The deal value was not disclosed.
What does Lower do?
Lower is one of the fastest-growing mortgage lenders in the United States, known for its world-class customer service and more than 30,000 five-star online reviews.
Where are Lower and Acopia Home Loans based?
Lower is based in Columbus, Ohio, United States. Acopia Home Loans is based in Goodlettsville, Tennessee, United States.
Who are the decision-makers at Lower?
Fundz holds 1 contact at Lower. Names and contact details are shown to Fundz members.

Source: Fundz verified event record.

Other recent acquisitions in Financial Services and Real Estate

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Company Information

Company

Lower

Location

Columbus, Ohio, United States

About

Lower is one of the fastest-growing mortgage lenders in the United States, known for its world-class customer service and more than 30,000 five-star online reviews. Founded in 2014, Lower combines a powerful digital platform with a nationwide network of distributed retail branches, enabling customers to engage online or work with local experts in their own communities. Backed by Accel Partners as a flagship investment, alongside SoFi and Huntington Bank, Lower is committed to being the lender of choice for both consumers and originators—and the go-to place to buy, refinance, and sell a home.

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Frequently asked

Who acquired Acopia Home Loans?

Acopia Home Loans was acquired by Lower, based in Columbus. The deal was reported on January 14, 2026. Lower is one of the fastest-growing mortgage lenders in the United States, known for its world-class customer service and more than 30,000 five-star online reviews. Lower is privately held and operates in Financial Services.

When did Lower acquire Acopia Home Loans?

Lower's acquisition of Acopia Home Loans was reported on January 14, 2026. Lower Mortgage has acquired Acopia Home Loans, enhancing its regional presence and adding over $425 million in annual production. This acquisition follows Lower's rapid growth and aims to provide resources for Acopia's next growth phase. Fundz records the date the transaction was first publicly reported, sourced from filings and company announcements.

What does Acopia Home Loans do?

Acopia Home Loans is a residential mortgage lender operating primarily in the Southeastern United States. Founded in 2007, it emphasizes trusted local partnerships and a service-first approach. It is privately held, operating in Real Estate, and is based in Goodlettsville.

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