8-K 1 tm2620052d10_8k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported):
July 16, 2026 WORLD OMNI SELECT AUTO TRUST 2026-A (Issuing Entity with respect to Securities) (Central Index Key Number: 0002140699) WORLD OMNI FINANCIAL CORP. (Sponsor with respect to Securities) (Central Index Key Number: 0001004150) WORLD OMNI AUTO RECEIVABLES LLC (Depositor with respect to Securities) (Central Index Key Number: 0001083199) Delaware 333-283578-07 52-2184798 (State or other jurisdiction of incorporation or organization) (Commission File Number) (Registrant’s IRS Employer Identification No.) 250 Jim Moran Boulevard Deerfield Beach, FL 33442 (Address of principal executive offices of registrant,
including zip Code) Registrant’s telephone number, including
area code: (954) 429-2200 Former name or former address, if changed since
last report: Not applicable Check the appropriate box below if the Form 8-K filing is intended
to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.
below): ¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ¨ Pre-commencement communications
pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ¨ Pre-commencement communications
pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Securities registered pursuant to Section 12(b) of
the Act: Title of each class Trading Symbol(s) Name of each exchange on which registered Not
applicable Not
applicable Not
applicable Indicate by check mark whether the registrant
is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2
of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ¨ If an emerging growth company, indicate by check
mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting
standards provided pursuant to Section 13(a) of the Exchange Act. ¨ Item 1.01. Entry into a Material Definitive Agreement On July 16, 2026, World Omni Financial Corp. (“World Omni”)
and World Omni Auto Receivables LLC (the “Depositor”) entered into an Underwriting Agreement with Mizuho Securities USA LLC,
MUFG Securities Americas Inc. and Wells Fargo Securities, LLC, on behalf of themselves and as representatives of the several underwriters
(collectively, the “Underwriters”), whereby each of the Underwriters has severally agreed to purchase $615,190,000 aggregate
principal balance of the Notes to be issued by World Omni Select Auto Trust 2026-A (the “Issuing Entity”), a Delaware statutory
trust created pursuant to that certain Trust Agreement, dated as of June 10, 2026, as will be amended and restated by the Trust Agreement,
to be dated as of July 29, 2026, each by and between the Depositor and Wilmington Trust, National Association, as owner trustee (the
 “Owner Trustee”). The Underwriting Agreement provides that the obligations of the Underwriters are subject to specified conditions
precedent and that the Underwriters will purchase all the Notes (as defined below) if any of the Notes are purchased. World Omni and the
Depositor have agreed to indemnify the Underwriters against some liabilities, including civil liabilities under the Securities Act, or
contribute to payments which the Underwriters may be required to make in respect of some liabilities, including civil liabilities under
the Securities Act. The sale of the Notes has been registered pursuant
to the Securities Act of 1933 (as amended, the “Securities Act”) under a Registration Statement on Form SF-3 (Commission
File No. 333-283578) filed on December 4, 2024 and as amended by Pre-Effective Amendment No. 1 on January 13, 2025.
It is anticipated that the Notes will be issued on or about July 29, 2026 (the “Issuance Date”). The Underwriting Agreement is filed as an exhibit
hereto. Item 8.01. Other Events. The registrant has filed a final prospectus, dated
July 16, 2026, setting forth a description of the collateral pool and the structure of $117,600,000 aggregate principal amount of
the Class A-1 Asset-Backed Notes (the “Class A-1 Notes”), $206,940,000 aggregate principal amount of the Class A-2a
Asset-Backed Notes (the “Class A-2a Notes”), $40,000,000 aggregate principal amount of the Class A-2b Asset-Backed
Notes (the “Class A-2b Notes” and, together with the Class A-2a Notes, the “Class A-2 Notes”),
$186,940,000 aggregate principal amount of the Class A-3 Asset-Backed Notes (the “Class A-3 Notes”), $29,260,000
aggregate principal amount of the Class B Asset-Backed Notes (the “Class B Notes”), and $34,450,000 aggregate principal
amount of the Class C Asset-Backed Notes (the “Class C Notes” and, together with the Class A-1 Notes, the Class A-2
Notes, the Class A-3 Notes and the Class B Notes, the “Notes”) to be issued by the Issuing Entity. The Notes are
being offered publicly for sale. On the Issuance
Date, the Depositor will enter into an amended and restated Trust Agreement, in substantially the form of which is filed as an exhibit
hereto, with the Owner Trustee, relating to the Issuing Entity. On the Issuance Date, World Omni and the Depositor will enter into a Receivables
Purchase Agreement, in substantially the form of which is filed as an exhibit hereto, pursuant to which specified motor vehicle retail
installment sale contracts and related property will be sold by World Omni to the Depositor. On the Issuance Date, the Issuing Entity,
the Depositor, World Omni, as servicer (the “Servicer”), and U.S. Bank National Association, a national banking association,
as account bank (the “Account Bank”), will enter into a Sale and Servicing Agreement, in substantially the form of which is
filed as an exhibit hereto, pursuant to which motor vehicle retail installment sale contracts and related property will be transferred
by the Depositor to the Issuing Entity, and the Issuing Entity will engage World Omni to service those assets. On the Issuance Date, the
Issuing Entity will issue to the Depositor the Notes pursuant to an Indenture, in substantially the form of which is filed as an exhibit
hereto, to be entered into by and among the Issuing Entity, U.S. Bank Trust Company, National Association, a national banking association,
as indenture trustee (the “Indenture Trustee”), and the Account Bank. On the Issuance Date, the Issuing Entity, the Indenture
Trustee, the Depositor and World Omni, as administrator (the “Administrator”), will enter into an Administration Agreement,
in substantially the form of which is filed as an exhibit hereto, pursuant to which the Administrator agrees to perform certain duties
and obligations of the Issuing Entity and the Owner Trustee under the transaction documents. On the Issuance Date, the Issuing Entity,
the Servicer, the Administrator, and Clayton Fixed Income Services LLC, as asset representations reviewer (the “Asset Representations
Reviewer”), will enter into an Asset Representations Review Agreement, in substantially the form of which is filed as an exhibit
hereto, pursuant to which the Asset Representations Reviewer will agree to perform, upon satisfaction of certain trigger events, reviews
of certain receivables for compliance with the representations and warranties made by World Omni about such receivables. Legal opinions and a consent of Mayer Brown LLP
are attached as Exhibit 5.1 and Exhibit 8.1. In connection with the offering of the Notes,
the chief executive officer of the Registrant has made the certifications required by Paragraph I.B.1(a) of Form SF-3 attached
as Exhibit 36.1. The certification is being filed on this Current Report to satisfy the requirements of Item 601(b)(36) of Regulation
S-K. Item 9.01. Financial Statements and Exhibits. Exhibit No. Description 1.1 Underwriting Agreement, dated as of July 16, 2026, by and among World Omni Financial Corp., as servicer, World Omni Auto Receivables LLC, as depositor, and Mizuho Securities USA LLC, MUFG Securities Americas Inc. and Wells Fargo Securities, LLC, as representatives of the several underwriters named therein. 4.1 Sale and Servicing Agreement, to be dated as of July 29, 2026, by and among World Omni Financial Corp., as servicer, World Omni Auto Receivables LLC, as depositor, World Omni Select Auto Trust 2026-A, as issuing entity, and U.S. Bank National Association, as account bank. 4.2 Indenture, to be dated as of July 29, 2026, by and among World Omni Select Auto Trust 2026-A, as issuing entity, U.S. Bank Trust Company, National Association, as indenture trustee, and U.S. Bank National Association, as account bank. 4.3 Trust Agreement, to be dated as of July 29, 2026, by and between World Omni Auto Receivables LLC, as depositor, and Wilmington Trust, National Association, as owner trustee. 5.1 Opinion of Mayer Brown LLP, dated as of July 20, 2026, with respect to enforceability of securities. 8.1 Opinion of Mayer Brown LLP, dated as of July 20, 2026, with respect to U.S. federal tax matters. 23.1 Consent of Mayer Brown LLP (included as part of Exhibit 5.1 and Exhibit 8.1 ). 36.1 Depositor CEO Certification. 99.1 Receivables Purchase Agreement, to be dated as of July 29, 2026, by and between World Omni Financial Corp., as seller, and World Omni Auto Receivables LLC, as purchaser. 99.2 Administration Agreement, to be dated as of July 29, 2026, by and among World Omni Financial Corp., as administrator, World Omni Select Auto Trust 2026-A, as issuing entity, World Omni Auto Receivables LLC, as depositor, and U.S. Bank Trust Company, National Association, as indenture trustee. 99.3 Asset Representations Review Agreement, to be dated as of July 29, 2026, by and among World Omni Select Auto Trust 2026-A, as issuing entity, World Omni Financial Corp., as servicer and administrator, and Clayton Fixed Income Services LLC, as asset representations reviewer. 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934,
as amended, the depositor has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. World Omni Auto Receivables LLC (Depositor) Dated: July 20, 2026 By: /s/ Claude S. Simon Name: Claude S. Simon Title: Assistant Treasurer

World Omni Financial Corp. and its affiliates entered into a material definitive agreement with three underwriters to issue $615.19 million in aggregate principal balance of asset-backed securities notes backed by auto receivables, representing a significant capital raise that will impact the company's liquidity and capital structure.

On July 16, 2026, World Omni Financial Corp. and World Omni Auto Receivables LLC entered into a Material Definitive Agreement with Mizuho Securities USA LLC, MUFG Securities Americas Inc., and Wells Fargo Securities, LLC as the Underwriters. The agreement involves the purchase of $615,190,000 in aggregate principal balance of Notes to be issued by World Omni Select Auto Trust 2026-A. This transaction is significant as it relates to the issuance of securities backed by auto receivables, which may impact the liquidity and capital structure of the involved parties. The agreement outlines the financial responsibilities and commitments of the Underwriters in this capital raise for the Issuing Entity.

WORLD OMNI FINANCIAL CORP.

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