orrf-20260721 0000826154 False 0000826154 2026-07-21 2026-07-21 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 21, 2026 ORRSTOWN FINANCIAL SERVICES, INC. (Exact name of registrant as specified in its charter) Pennsylvania 001-34292 23-2530374 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.) 4750 Lindle Road, Harrisburg, Pennsylvania 17111 (Address of Principal Executive Offices) (Zip Code) Registrant’s Telephone Number, Including Area Code: (717) 532-6114 Not Applicable (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)). Securities registered pursuant to Section 12(b) of the Act: Title of each class Trading symbol(s) Name of each exchange on which registered Common Stock, no par value ORRF Nasdaq Stock Market Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ☐ Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. Item 2.02    Results of Operations and Financial Condition On July 21, 2026, Orrstown Financial Services, Inc. (the “Company”) issued a press release to report earnings for the quarter ended June 30, 2026. A copy of the press release is furnished with this Form 8-K as Exhibit 99.1, and is incorporated herein in its entirety by reference. Item 7.01    Regulation FD In connection with the press release announcing the Company’s quarterly earnings, the Company posted an investor presentation to its website at www.orrstown.com . A copy of the investor presentation is furnished with this Form 8-K as Exhibit 99.2, and is incorporated herein in its entirety by reference. The Board of Directors of the Company declared a cash dividend of $0.30 per common share, payable August 11, 2026 to shareholders of record as of August 4, 2026. Item 9.01    Financial Statements and Exhibits (d)    Exhibits The following exhibit is furnished as part of this Current Report on Form 8-K: Exhibit No. Description 99.1 Press Release dated July 21, 2026 99.2 Investor Presentation of Orrstown Financial Services, Inc. issued July 22, 2026 104 Cover Page Interactive Data File (embedded within the inline XBRL document) SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized. ORRSTOWN FINANCIAL SERVICES, INC. Date:July 22, 2026 By: /s/  Neelesh Kalani Neelesh Kalani Executive Vice President and Chief Financial Officer (Duly Authorized Representative)

Orrstown Financial Services reported Q2 2026 earnings on July 21, 2026, and declared a $0.30 per share cash dividend payable August 11, 2026, demonstrating strong financial performance and shareholder commitment.

On July 21, 2026, Orrstown Financial Services, Inc. reported its earnings for the quarter ended June 30, 2026, marking a significant milestone in its financial operations. The announcement included the declaration of a cash dividend of $0.30 per common share, set to be paid on August 11, 2026, to shareholders of record as of August 4, 2026. This report signals strong financial performance and commitment to returning value to shareholders. The press release and related investor presentation were made available on the Company's website, enhancing transparency and communication with investors.

ORRSTOWN FINANCIAL SERVICES, INC.

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