fbpPRQ22026 0001057706 false false false false false NYSE false 0001057706 2026-07-22 2026-07-22 1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 22, 2026 First BanCorp. (Exact Name of Registrant as Specified in its Charter) Puerto Rico 001-14793 66-0561882 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I.R.S. Employer Identification No.) 1519 Ponce de Leon Ave. P.O. Box 9146 San Juan , Puerto Rico 00908-0146 (Address of Principal Executive Offices) (Zip Code) ( 787 ) 729-8200 (Registrant’s Telephone Number, including Area Code) Not applicable (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a -12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) 2 Securities registered pursuant to Section 12(b) of the Act: Title of each class Trading Symbol(s) Name of each exchange on which registered Common Stock ($0.10 par value) FBP New York Stock Exchange Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ 3 Item 2.02 Results of Operations and Financial Condition. On July 22, 2026, First BanCorp. (the “Corporation”), the bank holding company for FirstBank Puerto Rico (“FirstBank” or the “Bank”), issued a press release announcing its unaudited results of operations for the quarter ended June 30, 2026. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. A copy of the presentation that the Corporation will use at its conference call to discuss its financial results for the quarter ended June 30, 2026 is attached hereto as Exhibit 99.2 and is incorporated herein by reference. As announced in a press release dated June 22, 2026, the call may be accessed via a live Internet webcast at 10:00 a.m. Eastern time on Wednesday, July 22, 2026, through the Corporation’s investor relations website: www.fbpinvestor.com or through the dial-in telephone number 800-715-9871 or 646-307-1963. The participant access code is 1895316. Item 9.01 Financial Statements and Exhibits (d) Exhibits Exhibit Description of Exhibit 99.1 Press Release dated July 22, 2026 - First BanCorp Announces Earnings for the quarter ended June 30, 2026 99.2 First BanCorp Conference Call Presentation – Financial Results for the quarter ended June 30, 2026 104 Cover Page Interactive Data File (embedded within the Inline XBRL document). Exhibits 99.1 and 99.2 referenced therein, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall Exhibits 99.1 and 99.2 be deemed incorporated by reference in any filings under the Securities Act of 1933, as amended. 4 Exhibit Index Exhibit Description of Exhibit 99.1 Press Release dated July 22, 2026 - First BanCorp Announces Earnings for the quarter ended June 30, 2026 99.2 First BanCorp Conference Call Presentation – Financial Results for the quarter ended June 30, 2026 104 Cover Page Interactive Data File (embedded within the Inline XBRL document). Exhibits 99.1 and 99.2 referenced therein, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall Exhibits 99.1 and 99.2 be deemed incorporated by reference in any filings under the Securities Act of 1933, as amended. 5 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: July 22, 2026 First BanCorp. By: /s/ Said Ortiz Name: Said Ortiz Title: EVP and Chief Financial Officer

First BanCorp. announced its unaudited Q2 2026 financial results on July 22, 2026, with a conference call scheduled for the same day. This routine earnings disclosure provides shareholders with quarterly performance metrics and strategic updates.

On July 22, 2026, First BanCorp. announced its unaudited financial results for the quarter ended June 30, 2026. The press release detailing these results was issued alongside a presentation for an upcoming conference call, which is scheduled for the same day at 10:00 a.m. Eastern time. The financial results comprise key metrics from the quarter, impacting investor relations and potentially guiding future investment decisions. This disclosure is part of their ongoing commitment to providing transparency and updates to shareholders, reflecting the bank's performance and strategic direction.

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