fmnb20260716_8k.htm false 0000709337 0000709337 2026-07-22 2026-07-22 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 22, 2026 Farmers National Banc Corp. (Exact name of registrant as specified in its charter) Ohio 001-35296 34-1371693 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.) 20 South Broad Street , P.O. Box 555 , Canfield , Ohio 44406-0555 (Address of principal executive offices) (Zip Code) ( 330 ) 533-3341 (Registrant ’ s telephone number, including area code) (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ☐ Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communication pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communication pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Securities registered pursuant to Section 12(b) of the Act: Title of each class Trading Symbol Name of each exchange on which registered Common Stock, No Par Value FMNB The NASDAQ Stock Market Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ 2.02: Results of Operations and Financial Condition On July 22, 2026, Farmers National Banc Corp. (the “Company”) announced earnings for the quarter ended June 30, 2026. A copy of the press release and certain financial information for that period is attached as Exhibit 99.1 hereto and incorporated by reference herein. Also on July 22, 2026, the Company first provided investors with a supplemental presentation regarding second quarter earnings and other current financial information, attached as Exhibit 99.2 hereto and incorporated by reference herein. Pursuant to General Instruction B.2 of Current Report on Form 8-K, the information in this Item 2.02 and Exhibits 99.1 and 99.2 are being furnished and shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liability of that section. Furthermore, the information in this Item 2.02 and Exhibits 99.1 and 99.2 shall not be deemed to be incorporated by reference into the filings of the Company under the Securities Act of 1933, as amended (the “Securities Act”) except as may be expressly set forth by specific reference in such filing. 7.01: Regulation FD Disclosure On July 22, 2026, the Company first provided investors with a supplemental presentation regarding second quarter earnings and other current financial information, attached as Exhibit 99.2 hereto and incorporated by reference herein. The presentation is furnished herein, as part of this Item 7.01, as Exhibit 99.2. Pursuant to General Instruction B.2 of Current Report on Form 8-K, the information in this Item 7.01 and Exhibit 99.2 shall not be deemed to be “filed” for purposes of Section 18 of the Exchange Act, or otherwise subject to the liability of that section. Furthermore, the information in this Item 7.01 and Exhibit 99.2 shall not be deemed to be incorporated by reference into the filings of the Company under the Securities Act, except as may be expressly set forth by specific reference in such filing. 9.01: Financial Statements and Exhibits (d) Exhibits. Exhibit No. Description 99.1 Press Release, dated July 22, 2026 99.2 Investor Presentation, dated July 22, 2026 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Farmers National Banc Corp. By: /s/ Kevin J. Helmick Kevin J. Helmick President and Chief Executive Officer Date: July 22, 2026

Farmers National Banc Corp. announced Q2 2026 earnings for the quarter ended June 30, 2026, releasing financial performance metrics and a supplemental investor presentation to communicate operational results and current financial conditions.

On July 22, 2026, Farmers National Banc Corp. announced its earnings for the quarter ended June 30, 2026. The press release detailing the financial performance and certain key financial metrics was included as Exhibit 99.1, providing insights into the company's operations during this period. Additionally, the Company provided a supplemental presentation on the same day, helping investors understand second quarter earnings and current financial conditions, which was attached as Exhibit 99.2. This report is significant as it reflects the company's financial health and operational success as the fiscal quarter concluded.

Farmers National Banc Corp.

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