cdr-20260730 0000761648 FALSE 0000761648 2026-07-30 2026-07-30 0000761648 us-gaap:SeriesBPreferredStockMember 2026-07-30 2026-07-30 0000761648 us-gaap:SeriesCPreferredStockMember 2026-07-30 2026-07-30 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 30, 2026 Cedar Realty Trust, Inc. (Exact name of Registrant as specified in Its Charter) Maryland 001-31817 42-1241468 (State or Other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identification No.) 2529 Virginia Beach Blvd . Virginia Beach , VA 23452 (Address of Principal Executive Offices) (Zip Code) Registrant’s Telephone Number, Including Area Code: ( 757 ) 627-9088 (Former Name or Former Address, if Changed Since Last Report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligations of the registrant under any of the following provisions: ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Securities registered pursuant to Section 12(b) of the Act: Title of each class Trading Symbol(s) Name of each exchange on which registered 7.25% Series B Cumulative Redeemable Preferred Stock, $25.00 Liquidation Value CDRpB New York Stock Exchange 6.50% Series C Cumulative Redeemable Preferred Stock, $25.00 Liquidation Value CDRpC New York Stock Exchange Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ Item 7.01 Regulation FD Disclosure. On July 30, 2026, Cedar Realty Trust, Inc. (the “Company”) announced that its Board of Directors (the “Board”) declared the payment of a cash dividend of $0.453125 per share on the Company’s 7.25% Series B Cumulative Redeemable Preferred Stock, payable on August 20, 2026, to shareholders of record as of the close of business on August 10, 2026. The Company also announced that the Board declared the payment of a cash dividend of $0.40625 per share on the Company’s 6.50% Series C Cumulative Redeemable Preferred Stock, payable on August 20, 2026, to shareholders of record as of the close of business on August 10, 2026. A copy of the press release is attached hereto as Exhibit 99.1 to this Current Report on Form 8-K. Item 9.01 Financial Statements and Exhibits. (d) Exhibits. Exhibit No. Description 99.1 Press Release, dated July 30, 2026 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. CEDAR REALTY TRUST, INC. Date: July 30, 2026 By: /s/ M. ANDREW FRANKLIN M. Andrew Franklin Chief Executive Officer and President

Cedar Realty Trust declared cash dividends on two series of preferred stock on July 30, 2026, with Series B at $0.453125 per share and Series C at $0.40625 per share, payable August 20, 2026. This demonstrates the company's financial health and commitment to returning value to shareholders.

On July 30, 2026, Cedar Realty Trust, Inc. announced that its Board of Directors declared a cash dividend payment of $0.453125 per share on its 7.25% Series B Cumulative Redeemable Preferred Stock, which is payable on August 20, 2026, to shareholders of record as of the close of business on August 10, 2026. Additionally, a cash dividend of $0.40625 per share was declared on the 6.50% Series C Cumulative Redeemable Preferred Stock, also payable on August 20, 2026, to shareholders of record as of August 10, 2026. This announcement indicates a commitment to return value to shareholders and reflects the company's ongoing financial health and ability to generate cash flow.

Cedar Realty Trust, Inc.

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