8-K 1 abr-7312026x8k.htm 8-K Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 3, 2026 Arbor Realty Trust, Inc. (Exact name of registrant as specified in its charter) Maryland 001-32136 20-0057959 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.) 333 Earle Ovington Boulevard, Suite 900 Uniondale, New York 11553 (Address of principal executive offices) (Zip Code) Registrant’s telephone number, including area code: (516) 506-4200 Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Securities registered pursuant to Section 12(b) of the Act: Title of each class Trading symbols Name of each exchange on which registered Common Stock, par value $0.01 per share ABR New York Stock Exchange Preferred Stock, 6.375% Series D Cumulative Redeemable, par value $0.01 per share ABR-PD New York Stock Exchange Preferred Stock, 6.25% Series E Cumulative Redeemable, par value $0.01 per share ABR-PE New York Stock Exchange Preferred Stock, 6.25% Series F Fixed-to-Floating Rate Cumulative Redeemable, par value $0.01 per share ABR-PF New York Stock Exchange Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company o If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o Item 7.01    Regulations FD Disclosure. On August 3, 2026, Arbor Realty Trust, Inc. posted on its website an investor presentation (the “Investor Presentation”). A copy of the Investor Presentation is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference into this Item 7.01. The information in this Item 7.01 (including Exhibit 99.1) is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing. Item 9.01    Financial Statements and Exhibits. (d) Exhibits Exhibit Number Exhibit 99.1 Investor Presentation of Arbor Realty Trust, Inc., dated July 2026 (furnished herewith). 104 Cover Page Interactive Data File - the cover page XBRL tags are embedded within the Inline XBRL document. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ARBOR REALTY TRUST, INC. By: /s/ Paul Elenio Name: Paul Elenio Title: Chief Financial Officer Date: August 3, 2026

Arbor Realty Trust posted an investor presentation on its website on August 3, 2026, as a Regulation FD disclosure to provide shareholders with information about the company's current affairs and strategic direction while maintaining SEC compliance.

On August 3, 2026, Arbor Realty Trust, Inc. posted an investor presentation on its website, which is labeled as Exhibit 99.1 in this Form 8-K filing. This disclosure aims to provide important information to its investors regarding the company's current affairs and strategic direction. The presentation outlines key developments and financial performance metrics that are relevant to shareholders but is classified as a Regulation FD disclosure. The information shared is intended to maintain transparency and compliance with SEC regulations regarding the fair disclosure of material information to all investors.

Arbor Realty Trust, Inc.

AI Executive Summary

Key Takeaways

Raw Filing Content

Filing Overview

What This Means