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10-QMEDIUM RiskSTABLE

WILSON BANK HOLDING CO

wilsonbank.com
Filed: May 8, 2026 CIK: 0000885275Financial Services
View original filing on SEC.gov

AI Executive Summary

AI-powered analysis of 10-Q filing content

Wilson Bank Holding Company shows stable Q1 2026 performance with strong net interest income growth (+20.8% YoY) and loan portfolio expansion. Credit provision increased but remains manageable at 1.6% of loan growth, while deposit growth (+1.8%) demonstrates customer confidence despite industry headwinds.

Red Flags Detected (4)

Increased allowance for credit losses from $55.0M to $57.2M (+4.0%)

Higher provision for credit losses on loans increased to $2.5M vs $2.2M prior year

Accumulated other comprehensive losses expanded to $59.4M from $55.2M

1 more red flag detected

Key Takeaways

Strong revenue growth with total interest income up 10.1% to $84.3M

Net interest margin expansion driving profitability improvement

2 more takeaways

Filing Overview

Form TypeQuarterly Report (10-Q)
Filing DateMay 8, 2026
Risk LevelMEDIUM
TrendSTABLE
AI Confidence75%
Red Flags4

What This Means

Quarterly Report: Interim filing with unaudited financial data for the quarter.

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