Back to SEC FilingsView Full Filing on SEC.govBrowse More Filings
AI Executive Summary
AI-powered analysis of 10-Q filing content
FS Bancorp shows mixed signals with moderate asset growth offset by deposit outflows and increased credit provisions. The company maintains adequate capital levels but faces pressure from higher funding costs and credit quality concerns.
Red Flags Detected (5)
Deposit decline of $36.1M (-1.3%) indicating potential funding pressure
Provision for credit losses increased 59% to $2.5M vs $1.6M prior year
Allowance for credit losses increased to $32.4M from $31.9M
2 more red flags detected
Key Takeaways
Net interest income grew 5.0% to $32.5M despite margin pressures
Loan portfolio remained essentially flat at $2.62B
2 more takeaways
Filing Overview
Form TypeQuarterly Report (10-Q)
Filing DateMay 8, 2026
Risk LevelMEDIUM
TrendSTABLE
AI Confidence75%
Red Flags5
What This Means
Quarterly Report: Interim filing with unaudited financial data for the quarter.