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10-QMEDIUM RiskDETERIORATING

Freedom Holding Corp.

www.freedom.bank
Filed: Feb 9, 2026 CIK: 0000924805Financial Services
View original filing on SEC.gov

AI Executive Summary

AI-powered analysis of 10-Q filing content

Freedom Holding Corp shows concerning operational deterioration with declining revenue (-1.0% to $1.69B), compressed margins, and significant regulatory scrutiny. The company faces ongoing SEC enforcement investigation since 2021 regarding settlement practices, accounting, and internal controls, while operating across multiple complex international jurisdictions with heightened compliance risk.

Red Flags Detected (8)

Ongoing SEC Division of Enforcement investigation since 2021 with document subpoenas regarding settlement practices and accounting

Revenue decline of 1.0% year-over-year for nine months ($1.69B vs $1.71B)

Fee and commission income dropped 3.7% ($366M vs $380M)

5 more red flags detected

Key Takeaways

Company faces material regulatory enforcement risk with ongoing SEC investigation

Financial performance deteriorating with revenue decline and margin compression

3 more takeaways

Filing Overview

Form TypeQuarterly Report (10-Q)
Filing DateFeb 9, 2026
Risk LevelMEDIUM
TrendDETERIORATING
AI Confidence85%
Red Flags8

What This Means

Deteriorating Trend: Conditions are worsening compared to previous filings. This may create opportunities for service providers.

Quarterly Report: Interim filing with unaudited financial data for the quarter.

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