REGO Payment Architectures, Inc. is the first e-commerce solution that enables kids to manage and spend money within a parent-controlled environment. We deliver a family-focused mobile banking solution. Our secure platforms were built from the outset for the Under 18 age group, leveraging the three patents we hold in this space to ensure compliance with the Children’s Online Privacy Protection Act (“COPPA”) and similar international children’s privacy laws. Virtual Piggy enables the Under 18 audience to transact in a secure online environment guided by parental permission, oversight and control. It provides tools for parents to foster financial responsibility and literacy. Our patented approach helps shield retailers from COPPA violations as well. COPPA was enacted in 1998 by the Federal Trade Commission (FTC) with the sole purpose of protecting children's identity, location and interactions online.