PayJoy
SAN FRANCISCO, CA · Information Technology · 1,576 employees
PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and credit cards, customers gain access to a modern quality of life. PayJoy’s credit also allows
Funding history
- Funding Round — $140.0M — Dec 2025
- Funding Round — $14.8M — Nov 2023
- Funding Round — $360.0M — Sep 2023
- Funding Round — $14.8M — Jun 2023
- Funding Round — $1.0M — Jun 2018
Recent signals
- Apr 06, 2026: PayJoy Appoints Iván Canales as Chief Revenue Officer
- Dec 02, 2025: Raised $140.0M
- Sep 18, 2024: PayJoy Appoints Bharath Ramarathinam as Chief Technology Officer
- Nov 22, 2023: Raised $14.8M
- Sep 05, 2023: Raised $360.0M
- Jun 09, 2023: Raised $14.8M
- Jun 12, 2018: Raised $1.0M
- Jul 15, 2016: Raised $14.8M
See plans & pricing → Track PayJoy’s funding, hiring, and signals — with verified contacts — on Fundz.