Fundz

OppFi

Chicago, Illinois, United States · Banking, Finance, Financial Services

OppFi (NYSE: OPFI) is a leading financial technology platform that powers banks to help the everyday consumer gain access to credit. Through its unwavering commitment to customer service, the Company supports consumers, who are turned away by mainstream options, to build better financial health. OppFi maintains a 4.6/5.0 star rating on Trustpilot with more than 3,500 reviews, making the Company on

Key facts

Headquarters
Chicago, Illinois, United States
Employees
410
Industries
Banking, Finance, Financial Services
Status
Public (OPFI)
Website
www.oppfi.com
LinkedIn
Company page

Recent activity at OppFi

  • : SEC 8-K (8.01):
  • : OppFi Inc. launched a new Line of Credit product as part of their strategy to enhance their financial services offerings.
  • : SEC 8-K (7.01): On October 28, 2026, OppFi Inc. issued an earnings presentation, accompanying a press release, which is provided as Exhibit 99.2 in this Form 8-K. This presentation is part of the company's strategy to communicate financial performance and outlook to investors. The press release is also dated the same day, highlighting significant financial metrics or updates relevant to stakeholders. This disclosure is essential for transparency and compliance with Regulation FD, ensuring that all investors have access to the same information simultaneously.
  • : SEC 8-K (2.03): On September 15, 2026, OppFi Inc. reported the creation of a direct financial obligation by its wholly owned subsidiary, Opportunity Funding SPE Residual, LLC, which borrowed $75.0 million under a Senior Secured Multi-Draw Term Loan Agreement. This borrowing is part of an agreement dated August 10, 2026, allowing for a maximum borrowing capacity of $100.0 million. The lenders involved include UMB Bank, N.A. as the administrative and collateral agent, and Sertoma Park LLC as a lender. This financial obligation may enable OppFi to enhance its liquidity and funding capabilities for operational needs and growth initiatives.
  • : OppFi to acquire Bnccorp in strategic move
  • : SEC 8-K (1.01): On August 10, 2026, OppFi Inc. entered into a Senior Secured Multi-Draw Term Loan Agreement with Opportunity Funding SPE Residual, LLC as the borrower and UMB Bank, N.A. as the administrative agent. The agreement allows for maximum borrowings of $100.0 million at a fixed interest rate of 12.50% per annum until the completion of OppFi's acquisition of BNCCORP, Inc. and its subsidiary BNC Bank, after which the interest rate will increase to 13.50% per annum. This agreement is significant as it supports OppFi's financial leverage and acquisition strategy in the financial services sector.
  • : SEC 8-K (1.01): On August 10, 2026, Opportunity Funding SPE Residual, LLC, a subsidiary of OppFi Inc., entered into a Senior Secured Multi-Draw Term Loan Agreement with UMB Bank, N.A. and Sertoma Park LLC, allowing for maximum borrowings of $100.0 million. The interest rate is set at 12.50% per annum before the pending acquisition of BNCCORP, Inc. and 13.50% thereafter, with the first draw of $75.0 million permitted within six months of the closing date. The agreement includes various financial covenants and grants a security interest in the Borrower's assets, primarily its equity interests in two special purpose vehicles. No loans were drawn at the time of the agreement, and borrowing is subject to customary conditions.
  • : OppFi Inc. Secures $100 Million Multi-Draw Term Loan
  • : SEC 8-K (7.01): OppFi Inc. has filed a Regulation FD Disclosure to present an investor presentation dated June 16, 2026. The presentation may be used for meetings with investors or analysts to discuss the company's performance and strategies. Although the company may update the presentation in the future, it disclaims any obligation to do so. This filing is significant as it aims to facilitate communication with stakeholders and potentially improve investor relations.
  • : SEC 8-K (7.01): OppFi Inc. issued a Regulation FD Disclosure through this Form 8-K filing, attaching an investor presentation as Exhibit 99.1. The presentation is intended for use in meetings with investors or analysts and reflects the company's current status and circumstances as of June 16, 2026. Although the Company may choose to update the presentation in the future, it expressly disclaims any obligation to do so, indicating a strategic approach to communications with investors about recent developments and company performance.

OppFi funding history

DateRoundAmount
Aug 2026Debt Financing$100.0M

Leadership

  • Todd Schwartz, Founder, CEO & Executive Chairman
  • Shannon Zheng, Chief Information Security Officer
  • Pamela Johnson, Chief Financial Officer

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OppFi in the news

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About OppFi: questions and answers

What does OppFi do?

OppFi (NYSE: OPFI) is a leading financial technology platform that powers banks to help the everyday consumer gain access to credit. Through its unwavering commitment to customer service, the Company supports consumers, who are turned away by mainstream options, to build better financial health. OppFi maintains a 4.6/5.0 star rating on Trustpilot with more than 3,500 reviews, making the Company on

Where is OppFi headquartered?

OppFi is headquartered in Chicago, Illinois, United States.

How many employees does OppFi have?

OppFi has about 410 employees.

Has OppFi raised funding?

Yes. Fundz has recorded 1 funding event for OppFi. The most recent, Debt Financing of $100.0M, was in Aug 2026.

Who leads OppFi?

Todd Schwartz is a Founder, CEO & Executive Chairman at OppFi.

What is the latest news on OppFi?

On Nov 03, 2026, SEC 8-K (8.01):

Is OppFi a public company?

Yes. OppFi is publicly traded under the ticker OPFI.

Source: Fundz records from SEC filings, press releases and company announcements. How Fundz measures data accuracy

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